Quicken 2015 For Mac Manual Pdf

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It’s taken 7 years but Intuit finally released a new Quicken for Mac so we took a look at the good and bad in our Quicken 2015 for Mac review. Note: On 18 Nov 2015, Quicken 2015 for Mac was replaced by Quicken 2016 so go here for a review of the latest version of Quicken on Mac. Firstly, note that there’s no free trial of Quicken 2015 for Mac but you can take advantage of Amazon’s money back guarantee who currently offer the best price for Quicken on Mac at $49. You can also purchase it for $74.95 from the Mac App Store. Secondly, there’s one major issue that you should be aware of before reading any further as it will be a deal breaker for many: Quicken for Mac 2015 still doesn’t support online bill payments. Online payments were bizarrely dropped from Quicken 2007 for Mac onwards and disappointingly, it hasn’t returned in the 2015 version (but has been reintroduced to Quicken 2016 for Mac). Even more bizarrely, you can get many of the features of Quicken 2015 for Mac plus online bill payments support for free in Mint which is also made by the same developer Intuit product! For those that consider online bill payment essential, you’re better off reading our article on The Best Alternatives To Quicken For Mac. Alternatively, you can try going back to Quicken 2007 for Mac which features Quicken Bill Pay but it doesn’t work with all banks and only supports up to OS X 10.7 Lion. If you can live without online bill payment though, read-on to get the full lowdown of the new Quicken for Mac.

Quicken 2015 For Mac Review: The Good & Bad

Quicken 2015 For Mac Manual Pdf

First the bad news. For the past 7 years, many Mac Quicken users have had to resort to using a virtual machine on their Mac just so they can use the superior Windows version of Quicken 2007. The bad news is that yet again, Quicken 2015 still isn’t up to the standard of the Windows version. For reasons known only to Intuit, many features and reports have been dropped from Quicken 2015 compared with the 2007 version. Most notably, the planning features such as the loan calculator, investment calculator, retirement planner and college planner have all gone. Other features such as comparison reports, budget summaries, tax scheduling (meaning you can’t file taxes with it, although you can export to TurboTax), tax summaries and of course, online bill payments are also missing.

Even worse, don’t expect it to import large amounts of data from Quicken 2007 painlessly. In theory, Quicken 2015 for Mac can import from Quicken Essentials for Mac, Quicken 2007 for Mac and any version of Quicken 2010 for Windows or newer. However, our rather emotional experiences importing from Quicken 2007 left us exhausted and confused. If you’ve got years and years of accounts like most users that have been stuck with the 2007 edition, Quicken 2015 seemingly has a nervous breakdown if you come near it with your accounts. For large files, importing is incredibly slow and triggers the dreaded spinning ball on your Mac before taking anything from half an hour to an hour to final import data. You must also be extremely careful when deciding whether to sync with online banking accounts during importing as you’ll invariably end up with duplicate entries which is a nightmare to manually correct yourself afterwards. Setting-up bank connections in general is very hit and miss in Quicken 2015 and even if you do manage to successfully import accounts from older versions of Quicken, you’ll have to re-setup all of your connections which is a bit of a pain (more on this below). And whatever you do, do not make the mistake of leaving Quicken 2007 open during the import – the import simply won’t work. Oh, and just for good measure attachments and budgets won’t import at all which is extremely annoying if you have lots of attached receipts and other documents in your historical accounts.

But, deep breath, there is some good news.

Intuit has finally recognized that Macs use a completely different operating system to PCs and given Quicken 2015 a much slicker OS X style interface. In fact, it’s the first thing that strikes you when finally get past the rather annoying setup process which requires you to sign-up for an Intuit online account, even if you don’t want any of the services it offers. If you’ve only ever used Quicken 2007, then you’ll see the difference instantly although if you’ve used the much maligned Quicken Essentials for Mac the differences are more modest.

Quicken for Mac 2015 is a definite improvement in terms of presentation and speed and for those that are still chugging along with the 2007 edition, it’s definitely worth the upgrade. From the overall interface to the way Quicken tracks investments and auto saves data to stop you accidentally losing data, Quicken 2015 definitely looks and works better than 2007. In particular, Quicken 2015 gives a much slicker overview of where your money is going with Cash & Credit, Investments and Loans, Reminders and Reports clearly organized.

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The Reports section is typically far behind the Windows version with a depressingly limited range of report customization options for those that like full control over how Quicken crunches your finances.

Entering transactions on the other hand is similar to Quicken 2007 but allows much greater detail in the amount of financial information you can enter and attach. However, the intelligent Smart Payees is yet another feature from Quicken 2007 that seems to have been dropped in Quicken 2015. This basically collated transactions from the same shop or business into one entry which you could then expand for more detail. Now, every single transaction you make with that business is treated at a separate entry which is messier to review and keep track of.

Linking Quicken to your bank account has supposedly been made easier and in theory, Quicken 2015 is supported by several major institutions via Direct Access although many still don’t. Wells Fargo for example supports Quicken 2007 but it doesn’t support this latest version of Quicken. Intuit claim that Wells Fargo users can use their web service Quicken Connect instead but this also does not work. Even on those that do, linking isn’t always as smooth and simple as it should be with connections sometimes timing out when trying to connect. The stress this can cause shouldn’t be estimated and the Quicken forums are littered with customers such as these tearing their hair out over the way Quicken handles syncing with banking transactions. If you’re a Quicken Essentials user thinking you’ll wait until this is resolved before switching however, think again. Intuit recently contacted Quicken Essentials users informing them that Quicken Essentials For Mac will stop supporting online banking and live support on 30 April 2015. At the time of writing, Intuit promise for all those that upgrade to Quicken 2015, they’ll get $10 off, automatic migration of Quicken data and access to the Quicken Mobile app.

Accounts on the other hand are much easier to keep updated in real time though because Quicken 2015 has finally gone mobile with free iPad/iPhone and Android apps that allow you to sync transactions and take photos of receipts (not exactly something new but a nice bonus anyway). The addition of mobile syncing is undoubtedly a huge improvement although for the security conscious, it’s worth noting that this does mean that your financial data is stored in Quicken’s cloud servers. The mobile apps are also very limited and feature hardly any of the functionality of the desktop app. Simple information such as investment, asset and loan accounts are all missing for example.

One of the most important improvements in Quicken 2015 however has been investment tracking. The new Quicken for Mac is constantly updated with the latest stock and share information so that the value of your portfolio is always up-to-date. This also makes tracking your tax liability easier as Quicken calculates the current rate of capital gains, unrealized gains etc. Tax information can also be exported to Intuit’s popular TurboTax application for easier filing of tax returns (although TurboTax tax filing was temporarily suspended in February 2015 due to fraud concerns). Again though, there are certain features missing from the investment tracker though such as Performance (IRR) reports and Allocation by Investment.Although the lack of online bill payment is a huge oversight, Quicken 2015 for Mac does make managing bills easier. For instance, you can set reminders and alerts for bills and see whether your income and credits will stretch to cover them before you get caught short. Budgeting in general has also been significantly improved with a budget planner that works on your past spending habits to help you manage your money better.

Although it’s still clear that Intuit still don’t put as much effort into the Mac version as the PC version, it does seem like its realizing the error of its ways. It finally seem ready to listen to Mac users with this long awaited update. Intuit is finally being transparent on what is and is not included in the Mac version and even more encouraging, is allowing users to vote for which features they’d like to see in future versions. So if enough users demand it, hopefully Quicken 2015 for Mac will eventually be updated to include all of the features that are in the Windows version. In fact, since it was released in August 2014, there have already been several updates to Quicken 2015 for Mac adding new features and fixing bugs which is a step in the right direction. Although it’s certainly a bit late in the day to get all cozy with Mac users, the important thing is that Intuit finally seems willing to make amends and not bury its head in the sands for another 7 years.

For users with high expectations that Quicken for Mac 2015 would finally equal the Windows version, it’s still a case of too little, too late. At $49 from Amazon, although it’s cheaper than the Windows version, you can get many of the features of Quicken 2015 for Mac for free in Mint and many will find it hard to justify upgrading considering all the limitations that still exist. You can purchase Quicken 2015 from Amazon for $74.95 or for $74.95 from the Mac App Store. Be aware too that Intuit customer support can be almost as frustrating as Quicken for Mac itself. The only available support is via “Live Chat” but the problem is you may find you have to wait a long time before any agents are available to help you with your problem.

Quicken 2015 requires OS X 10.7 Lion or higher. If you make the jump, let us know your thoughts below. If our review has left you despairing on Quicken products for Mac, check out our article on Best Alternatives To Quicken For Mac.


Although Quicken for Mac 2015 is an improvement on previous versions, the continued lack of online bill payment support and the fact that it is still not as complete as the PC version is disappointing. However, Intuit do seem much more willing to improve the Mac product with regular updates so fingers crossed that Quicken 2015 for Mac will eventually become the finance application that Mac users deserve.
  • Mobile Syncing
  • Improved OS X Style Interface
  • Much Improved Investment Tracking
  • No Online Bill Payment Support
  • Still Not As Good As PC Version
  • Won't Import Budgets Or Attachments
3.0Overall Score

If you’ve finally had it with the Mac version of Quicken, we’ve taken a closer look at the best Quicken alternatives for Mac of 2019.

Quicken for Mac has lagged behind the Windows version for years and even though Quicken 2019 was an improvement, the decision to make it subscription only was the final straw for many faithful users.

The good news is that nowadays there’s some great personal finance software for Mac that not only do a better job, they don’t require a monthly or annual subscription to use.

Some of the apps featured here are even FREE like the excellent Personal Capital which blows Quicken out of the water when it comes to investment tracking and requires no subscription or commitments.

Apart from price, other reasons the apps here are better than Quicken include:

  • Bank Syncing: Quicken is notoriously bad at syncing with bank accounts. You’ll find the apps here that support connecting to financial institutions far more reliable.
  • Mobile Support: Quicken’s mobile app is limited and nowhere near as useful as the desktop app. Most of the apps here have well designed iPad and iPhone apps which are clear and easy to use.
  • Investment Tracking: The Mac version of Quicken has never been good at tracking investments. You’ll find software here that do a much better job of managing car loans, home loan amortization, stocks, retirement funds and more. For a more specific look at investment apps, check out our look at the best investment software for Mac.
  • Less Paperwork: By centralizing all of your accounts and bill payments with some of the tools here, you should also find that they help you if you want to create a paperless office on your Mac.
  • Better Tax Tracking: You’ll also find that many of the apps here do a better job of preparing your accounts when it comes to filing taxes on your Mac.

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With this in mind, here then is our list of the best alternatives to Quicken for Mac in order of ranking.

1. Personal Capital (Free)

Personal Capital is a superb tool to manage your finances and best of all, it’s actually free to use.

If you already use Intuit’s other budgeting tool Mint (see review later), you’ll really like Personal Capital because it’s got the same feel but with far more powerful investment management features.

Around 1.8 million people use Personal Capital and many of them have switched from Quicken, especially those with investments.

Here’s a summary of why Personal Capital is such a great replacement for Quicken.

  • It’s free

Hard to believe for a personal finance software worth its salt but Personal Capital is 100% free to use for as long as you want with no limitations.

Personal Capital only charges you a small commission if you decide you want to maximize your investments via a personal consultation with one of its own Financial Advisors.

This is completely optional and not obligatory but is there if you want it.

  • It syncs accounts seamlessly in one place

If you’re tired of constant syncing issues and problems with Quicken, Personal Capital is a breath of fresh air.

It syncs extremely well with all major financial institutions, aggregates your accounts and makes it easy to get an overview of your finances.

This includes checking, savings, 401k, mortgage and investment accounts.

That’s not to say that hiccups don’t happen as much depends on technical changes made by financial institutions but it’s so much more reliable than Quicken.

You can also download any transactions synced with Personal Capital in CSV format.

  • It analyzes your investments to save you money

What makes Personal Capital different to many budgeting apps is that it also helps you save money on existing investments.

One of the ways it does this is via a fee analyzer and an investment analyzer.

For example, the retirement fee analyzer immediately identifies areas where you may be getting ripped-off or over charged with 401K admin or management fees.

The investment analyzer does the same for your investments to see where your existing investments and holdings can be diversified to improve your returns.

  • It helps you plan for the future

By telling Personal Capital exactly how much income you expect to have in retirement, Personal Capital calculates exactly how on or off track you are.

It can also assess the impact on your 401k of major life events such as the birth of a child, illness, college fees etc. Or it can be used to assess how your immediate finances could be improved if you get a lump sum and eliminate expensive premiums by getting a free estimate on selling your life insurance policy.

There’s also a comprehensive cost of living retirement calculator which gives you useful insights into your average net worth by age.

In fact Personal Capital is easily the best retirement planning software for Mac available. Mini mac 6 chainsaw manual.

  • It’s as secure as any bank out there

Like any major financial institution, Personal Capital is registered with the Securities and Exchange Commission (“SEC”) and has to adhere to the same security standards and procedures.

What’s reassuring about Personal Capital is that it doesn’t actually handle your log in details at all. It uses Yodlee which is a highly secure financial credentials management system used by major banks and investment institutions worldwide.

This is bank level, military grade security that’s about as secure as it gets nowadays.

Even if your account were somehow compromised, Personal Capital doesn’t actually allow transferring of funds via the interface so they cannot be touched anyway.

There are other measures that Personal Capital takes to encrypt and protect your data which you can read more about here.

  • You can talk to a human if you want to

Sometimes an app just isn’t enough if you really want to grow your money.

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Especially if you’re investing large sums, Personal Capital allows you to consult with a Personal Capital advisor who can make specific recommendations based on your personal situation and minimize tax liabilities.

You need a minimum of $100,000 to use this service and Personal Capital charges a commission for it but for serious investors, this is a unique bonus of the app.

Personal Capital obviously encourages you to use one its Financial Advisors but there’s no hard sell if you’re not interested.

  • You can check your finances on the move

The Personal Capital iOS app is one of the best personal finance apps for iPad or iPhone we’ve tried, allowing you to manage and monitor your finances wherever you are.

It’s clear, easy to use and has lots of features compared to most mobile budgeting apps.

Quicken vs Personal Capital

QuickenPersonal Capital
Subscription Fee
Lifetime License
Easy To Use
All Accounts In One Place
Financial Advisors Available
Personalized Investment Strategy
Fiduciary
Smart Indexing
Mobile App
Customizable Portfolios
Tax Loss Harvesting
401k Fund Advice
Portfolio Risk Assessment
Compare Mutual Funds
Track Cost Basis & Capital Gains
Income & Expense Projection
Spending Targets
Price$74.99/year (Premier)Free

Free Account Sign Up

So what are the drawbacks to all this? Well, like any finance tool for Mac Personal Capital is not perfect.

The biggest gripe we have with Personal Capital is that you can’t import Quicken QIF or QFX files. This is definitely disappointing if you have years of Quicken accounts although even apps that do import Quicken files don’t usually do it very well due to the complexities of the format.

However, this is less of an issue now anyway since Quicken 2019 has removed the option to export files in QIF format from the Mac version anyway (although the Windows version of Quicken still exports to QIF). Quicken for Mac now only exports in QXF which is a proprietary Quicken format that can’t be imported into any program. Therefore, there’s no way to import Quicken 2019 files into Personal Capital unfortunately.

Unfortunately as well, you can’t change transaction dates in Personal Capital. If you have a fixed payment (such as salary or pension) that posts on the 1st of every month and it falls on a weekend or holiday, the transaction will appear in Personal Capital as the last banking day before that. This means Personal Capital will show that you have a double payment in the same month which messes up your budget.

Finally, another slight drawback to Personal Capital is that it doesn’t help you much at tax time. Although there’s dedicated tax software for this, there seems little reason why Personal Capital can’t make things easier when it comes to declarations.

Overall though, Personal Capital not only helps you budget better but it manages your investments too and it’s so convenient to have that all in one app.

For more information, you can check out our full Personal Capital review.

You can also open a Personal Capital account for free to judge for yourself.

Pricing: Free

2. Moneyspire

If Cloud based apps are not your thing and you want a dedicated Mac desktop app, Moneyspire 2018 (formerly Fortora Fresh Finance) is an excellent no-nonsense personal budgeting software for both Mac and Windows.

Moneyspire doesn’t store your accounts in the Cloud, doesn’t require you to upgrade regularly or subscribe like Quicken and you can download it onto your Mac.

Even better, at the moment, Moneyspire is 40% off at just $29.99 compared to the normal price of $49.99 which is definitely a good deal for a desktop personal finance software for Mac on this level.

You can import QIF files from Quicken and likewise, export your accounts to QIF if you move back to Quicken at a later date.

If you’ve got a lot of accounts saved in Microsoft Money on Windows, Moneyspire can also import MS Money files.

Moneyspire supports online bill payments though via both Direct Connect and its own Moneyspire Connect service both of which are free to use.

Moneyspire Connect supports over 15000 financial institutions so it’s safe to say, your bank is probably supported if Direct Connect doesn’t work for any reason.

Like many personal finance app bank syncing services, Moneyspire Connect doesn’t always work perfectly but this is often due to security changes on the bank side.

Generally, you’ll probably find Direct Connect more reliable although that isn’t without its problems too.

Moneyspire is a very complete alternative to Quicken on Mac which tracks bank accounts, credit cards, loans, investments and more.

You can set bill reminders, budgets and generate detailed reports and charts to monitor your outgoings and if you run a small business, you can also create professional invoices and track payments.

It can even print checks which most finance apps no longer support anymore on Mac.One of the things we like most about Moneyspire is that it doesn’t over complicate things. It gives a very clear overview of everything from accounts and details of spending to bill reminders and budgets.

The Bill & Deposit Reminder provides a very clear overview of upcoming payments:

You can generate detailed reports and charts to see exactly where your money is going to make tax reporting less stressful and much easier.

Other useful features in Moneyspire include Balance Forecast, Reconcile Statements, Online Banking, Import & Export of Data and Cloud syncing.

Reconciling of accounts in particular is a very useful feature when it comes to budgeting and you can see how it works below.

For mobile users, there’s a free Moneyspire app for iPad and iPhone which allows you to check your account balance, edit transactions, see upcoming bills and keep an eye on how your budget is doing.

Moneyspire used to be available in different versions but has now simplified its pricing policy and there’s now just one version of Moneyspire for $29.99 which includes Direct Connect access.

Normally it retails for $49.99 so that’s 40% off.

The impressively reliable Moneyspire Connect service is even included in the price (which previously used to cost an extra $49.99 per year).

If you do decide to purchase it, you have a 60 day money back guarantee if you’re not happy with it.

Unlike with Quicken, updates to Moneyspire are free but major updates usually require an upgrade fee.

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You can also try Moneyspire on Mac for free if you want to see what it’s like for yourself.

You can also check our full Moneyspire review for more.

Pricing:$29.99 (40% off – normally $49.99) – Free Trial

3. Banktivity

Banktivity (formerly iBank) is designed specifically for Mac and has long been one of the most popular desktop replacements for Quicken on Mac.

Long before Quicken for Mac, Banktivity supported things like online banking integration, bill pay, envelope and full year budgeting, loan amortization and multi-currency support.

Some of these things have now been introduced in the latest version of Quicken 2018 for Mac but Banktivity still remains an excellent personal finance app for macOS.

Here are some of the things we like the most about Banktivity:

  • Account Importing

Banktivity will import your accounts from Quicken and other finance software.

Although it’s not perfect, the import tool does a pretty good job and saves valuable time manually entering old accounts. You can see how this works below.

  • Bank Syncing

Banktivity will automatically connect to and download transactions from your bank or other financial institution in real time.

It offers various ways of doing this with the most reliable and widely supported being Direct Access.

Direct Access is Banktivity’s own syncing service and generally works very well although it costs an extra $44.99 on top of the cost of Banktivity. Other free ways of connecting are available though.

  • Detailed & Customized Reports

The reports generated by Banktivity are very well-organized due to tags and categorization.

There are Quick Reports for instant overviews of the essentials and you can create highly customized reports for virtually any kind of spending.

  • Budgeting

Banktivity supports traditional and envelope budgeting with useful setup wizards to get you going.

You can filter budgets by time frame to see exactly when you’ve gone under or over budget and set budgets for scheduled and unscheduled expenses.

  • iPad, iPhone and iWatch Apps

Banktivity is designed exclusively for the Apple ecosystem with iOS apps to help you monitor and enter transactions on the move.

The apps sync with the desktop version of Banktivity and there’s even an iWatch app with spending alerts to help keep you on budget.

Investment management isn’t Banktivity’s strong point but there is a separate free Banktivity Investor app (formerly iBank Investor) which syncs investment data specifically.

So for example, you can see all of your holdings with the current gains or losses in real time with data pulled from Yahoo Finance.

Banktivity 6 costs $64.99 but you must pay an additional $44.99 per year for Direct Connect access.

You can also try a 30 day free trial.

For a more in-depth look, you can also read our full Banktivity review.

4. Moneydance

Moneydance has many satisfied customers that previously used Quicken and is an excellent desktop equivalent to Quicken on Mac.

Moneydance has all of the features of Quicken including online banking and bill payments, bill attachments and arguably has better investment tracking and budgeting tools than Quicken.

Moneydance is particularly good at handling investments and transactions in multiple currencies so is an excellent choice for those that hold investments or make purchases in currencies other than US dollars.

Moneydance provides a very clear overview of your finances. It gives you all the essentials such as account balances, upcoming and overdue transactions and exchange rate information.

The calendar overview is particularly useful for a quick oversight of upcoming credits and debits so you can manage your finances for that month more easily.

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Moneydance can import Quicken files in QIF format although we noticed several duplicate transactions which had to be manually adjusted.

Moneydance can automatically download transactions and make bill payments online to hundreds of financial institutions. However, online banking is only available via Direct Connect and we found this can be tricky to setup in Moneydance.

Moneydance can sometimes be unreliable at retrieving bank data especially from credit card accounts and there’s no enhanced online bank connection service that you can pay extra like with Moneyspire and Banktivity.

Investment tracking is also easier to navigate and more powerful than Quicken, with support for stocks, bonds, CDs and mutual funds among others.

You can see the total value of your investments or the performance of individual stocks and mutual funds over time. Moneydance will also download stock prices automatically in real time.

Moneydance also has some powerful reporting tools that compare favorably with Quicken and it can generate reports for any of your accounts, savings or investments.

The Moneydance iPad and iPhone apps are both free so you can manage your budgeting on the move although it’s only really useful for manually inputting transactions.

Slightly concerning though is the fact that Moneydance only syncs the Mac and iOS app via Dropbox which doesn’t feel very secure compared to Banktivity’s encrypted Direct Access features.

You can also extend its functionality with add-ons and extensions for such things as a Balance Predictor, Debt Insights and a Find and Replace extension.

Overall Moneydance is a solid financial software for Mac to replace Quicken especially if you need reliable online banking integration.

Moneydance is $49.99 from the Mac App Store with a 90 day money back guarantee and there is also a free Moneydance demo for up to 100 transactions.

You can also check out our full Moneydance review.

Pricing: $49.99

5. Mint

Mint is owned by Intuit the makers of Quicken and is basically a free, lighter and less powerful version of Quicken.

The biggest difference between Mint and Quicken is there is no automatic online bill pay feature in Mint so if this is a deal breaker for you, move on.

Mint has improved a lot over the years and has faced less criticism than Quicken, partly because it doesn’t cost a cent to use.

In fact many people use Mint for day-to-day budgeting alongside Personal Capital to manage their finances.

Mint is all about getting your money in order and is based around three things:

  • Budgeting: Mint will automatically suggest a budget for you based on your income and goals. You can factor in one off expenses and of course recurring monthly costs.
  • Bill Tracking: All your bills are clearly labelled and managed in one place. You can see when bills need paying and set alerts to let you know before they’re overdue.
  • Credit Score Analysis: Mint performs a free credit score analysis if you verify your identity. It also gives you recommendations on how you can improve it.
  • Spending Summary: You get a weekly summary of where your money has gone. This is useful for seeing which areas you’re spending most in and is handy to compare month-by-month. Mint will also alert you to unusual or large transactions.
  • Spending by Category: Mint can also categorize transactions to make it clearer where you spent your money. If you’ve ever looked through your bank statement and can’t understand the codes and jargon used for certain transactions, this is useful. It also separates ATM withdrawal amounts from ATM withdrawal fees so you can see just how much your spending in charges and other hidden fees.
  • Investment Tracking: The investment tracking features in Mint are very basic and certainly nothing like the financial tools in Personal Capital but for 401(k) accounts, mutual funds and IRAs it gives a basic overview.

Mint also has one of the best mobile apps out there for budgeting. The Mint iPad and iPhone app looks good, gives a clear overview of your finances and is easy to navigate.

The biggest problem you”ll encounter with Mint is connecting to banks to update your accounts.

Like many personal finance apps, Mint can take time to update your balances and transactions and can be affected by changes made by your bank to the way third-party apps communicate with it.

Sometimes this means you have to delete an account in order to reconnect it and the problem with this is that you lose your account history in Mint.

It’s also important to note that although Mint and Quicken are both Intuit products, there is no integration between Quicken and Mint. They are completely separate products.

Overall however, as a more basic free alternative to Quicken, Mint is an excellent budgeting tool for Mac users.

Pricing: Free

6. SEE Finance 2

SEE Finance 2 is designed specifically for Mac and used to be the closest thing you could get to Quicken before Intuit finally released Quicken for Mac.

Despite the launch of Quicken, the makers have continued to develop SEE Finance into a very reliable, robust and feature packed personal budgeting app for Mac.

In fact the latest version of SEE Finance 2 has been built from the ground up and is a big improvement on SEE Finance 1 in terms of both looks, functionality and affordability.

We found that SEE Finance 2 is one of the best personal finance software for Mac when it comes to importing Quicken QIF data accurately.

Unlike apps such as Banktivity and Moneydance, there’s less chance of duplicated transactions when importing large QIF files into SEE Finance. You can import files in QIF, QMTF, CSV, QFX and OFX format.

Investment tracking is also very well done in SEE Finance 2 with a clear and varied overview of your investments with lots of different reports.

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SEE Finance 2 is also very good at handling multiple currencies with over 150 different currencies supported.

You can connect to banking institutions via Direct Connect which will automatically download transactions and import data from others.

This is easy to setup and use in SEE Finance and pretty reliable at syncing and updating account. Note however that SEE Finance 2 does not support Bill Pay.

More recently there’s now an SEE Finance iOS app for iPhone and iPad that syncs with the Mac version via iCloud. It also works with OFX Direct Connection downloads if your bank supports it.

SEE Finance 2 is a massive improvement on the first version and remains a fast, reliable and slick app to manage your finances on Mac.

Note that SEE Finance 1 is still available in the Mac App Store but we strongly recommend using SEE Finance 2 instead as it’s far more modern, includes an iOS app and is more likely to be supported by the developer in the future.

You can also try a 30 day free trial of SEE Finance.

Pricing: $39.99 – Free Trial

7. YNAB

Although You Need a Budget (YNAB) can’t fully compare with Quicken, if it’s mainly budgeting you use Quicken for, it’s definitely a contender.

YNAB claims that new users save on average $200 in their first month and more than $3000 by month nine although this of course won’t be true for everyone.

Because of the way it approaches budgeting, YNAB has proved very effective at helping users to save money and get their finances in order which is made it very popular with Mac and PC users alike.

More recently, it’s now added online banking support via Direct Connect to conveniently sync and update all of your accounts and transactions in one place so you can keep tabs on your money better.

There is no support in YNAB for Bill Pay however.

The developers of YNAB strive to help you manage your money more efficiently by encouraging you to use a Four Basic Rule method which can genuinely help you save money or get out of debt.

The four golden rules are:

  1. Give Every Dollar A Job: Every cent is accounted for
  2. Embrace Your True Expenses: Break down large purchases into monthly payments
  3. Roll With The Punches: Create an overflow for the unexpected
  4. Age Your Money: Deal with bills as they happen

YNAB is structured around these four principles and helps you to structure your budget accordingly.

YNAB can import bank files and transaction ledgers and can retrieve your balances from over 12,000 banks.

Note that there’s no support for Direct Connect or Bill Pay though.

YNAB also does not support multiple currencies or investment tracking so it’s not really suitable for those who have a big investment portfolio.

It does however allow you to factor mortgages and simple investments into your overall budget and gives you a very clear overview of where your money is going.

YNAB is also one of the only personal finance apps that has an iWatch app but even more unusual, an Alexa app which can automatically check category balances or record new spending at your command.

Although YNAB can sync across all devices, note that it uses Dropbox for syncing and doesn’t offer its own Cloud syncing service or syncing via iCloud.

YNAB now costs $4.99 a month or $49.99 per year direct from the developer.

If you’re a US college student, YNAB is absolutely free.

You can also try a 34 day free trial of YNAB before deciding whether its for you or not.

Quicken 2015 for mac manual

If you’re struggling to make ends meet at the end of the month, YNAB is an excellent straightforward budgeting alternative to Quicken.

Pricing: $49.99/Year – Free Trial

8. CountAbout

CountAbout is a simple but effective budgeting app that can import Quicken QIF files and Mint files.

The Quicken import tool is one of the best we’ve tried and accounts are imported with very little need for manual adjustment.

CountAbout automatically downloads transactions from your bank including investment balances like 401k’s. There is no support for Bill Pay though.

CountAbout offers two subscription plans – one for $9.99 per year and a premium subscription for $39.99 per year.

The difference is that the Premium subscription includes Direct Connect which allows you to automatically download transactions from bank, credit card and investment institutions.

Quicken

CountAbout is very good value for money and considerably cheaper than most personal finance software that supports Direct Connect.

You can see a quick overview of what CountAbout can do below.

Pricing: $9.99/year or $39.99/year with Direct Connect

9. MoneyWell

MoneyWell is a slick, simple but effective Quicken alternative designed specifically for Mac.

MoneyWell is unique in that it uses an envelope budgeting system to help you manage your finances better.

Rather than setting targets that you either hit or miss, envelope budgeting works on the basis that any money you save or overspend is constantly adjusted to show the effect on your incoming bills.

MoneyWell also supports Direct Connect so that you can automatically pay bills from your bank account.

MoneyWell is clearly well thought out with some really smart interactive reports. In fact the graphs and reports in MoneyWell are some of the best we’ve seen in any budgeting software at this price.

Unfortunately, there’s no longer a mobile app though. MoneyWell Express was the mobile version of MoneyWell but was discontinued in early 2018 due to syncing issues.

MoneyWell costs $72.60 but you can also try it for free.

Pricing: $72.60 – Free Trial

10. MoneyWorks

Finally, if you’re looking for something that can double as both a budgeting app and accounting software on your Mac, MoneyWorks might be for you.

MoneyWorks was one of the first ever finance apps for Mac and made its debut on OS X way back in 1992 – before Windows 95 was even invented.

If you’re a treasurer and use Quicken to keep track of your organization or company budget, MoneyWorks may be ideal for you as it’s designed for small businesses, organizations and accountants in mind.

MoneyWorks can import data from QuickBooks, MYOB, Xero and Greentree although it doesn’t support importing Quicken data.

MoneyWorks also doesn’t support Direct Connect or Bill Pay though so it’s not suitable for those that want to sync it with their bank.

MoneyWorks is however well-integrated with other business software on Mac including Daylite, FileMaker, Numbers and Microsoft Office.

If you need something that can manage payroll, CRM and POS systems on Mac, then MoneyWorks is a particularly good choice.

MoneyWorks is also generally very good at representing complex business data in graphs and produces custom reports via the MoneyWorks Gold report writer.

It’s also a good option for those that need to share their accounts with Windows-based accountants as it works on both Mac and PC.

MoneyWorks comes in 5 different versions aimed at differing sizes of business and all are available for standalone purchase or via subscription.

MoneyWorks Cashbook is completely free to use and is ideal for small organizations that need a simple financial management solution.

You can also try MoneyWorks free for 45 days.

If you’re looking for a Quicken alternative with a focus on accounting and cashflow, MoneyWorks is a powerful solution for Mac users

Pricing: Free/$18 per month+/$249+

Which Is The Best Quicken Alternative For Mac?

If you’re looking to maximize your investments as well as manage your budget, then Personal Capital is still the best of the lot.

The fact that you can use it completely for free is obviously a massive advantage compared to any other personal finance tool out there.

It also just makes budgeting and maximizing your assets so easy compared to Quicken and it also looks like something that’s made for Macs compared to Quicken which was originally made for Windows and later ported to Mac.

Considerations When Replacing Quicken

The best Quicken alternative for you really depends on your specific needs. Some people need things like Bill Pay and Online Banking while others are more focused on investments.

Quicken 2015 For Mac Manual Pdf

To help you in your decision though, here’s a checklist of features to bear in mind when deciding which Quicken replacement to choose.

You can see whether the application you’re interested in supports these features by checking the comparison table above.

  • Online Banking Integration

This is essential for those that want their accounts to be regularly updated with real time bank transactions.

Quicken 2015 For Mac Manual Pdf Downloads

Direct Connect (known as QFX in Quicken products) is the standard method that most banks support although increasingly, users are finding it very unreliable.

Sometimes this is not an application’s fault and is due to changes made by banks on how third party software connects to them.

Some banks such as Citibank have even dropped support for Direct Connect in favor of their own proprietary system instead.

As a result, some applications such as Moneyspire, Banktivity and Moneydance have developed their own version of Direct Connect although this usually costs extra.

However, Moneyspire’s reliable Moneyspire Connect service is now included for free in the price of the product which makes it a very good deal indeed.

Note that some banks may levy a small charge for connecting your account to a third-party app via Direct Connect so it’s always wise to check with your financial institution first.

  • Bill Pay

It’s important to be aware that just because an app supports online banking, doesn’t necessarily mean it supports Bill Pay.

Bill Pay enables an application to automatically pay your bills to help keep on top of them.

Of course, you can do this easily by setting up a Direct Debit with your bank for things such as utility bills but Bill Pay enables your finance app to track them more easily.

  • Account Reconciliation

Not all personal finance apps allow you to reconcile accounts manually.

This is essential if you’re trying to manage a budget but get payments that fall on the first of the month but it happens to be a weekend or holiday.

In such cases, many apps will automatically enter the transaction on the last previous banking day and there’s no way to change this.

  • Encrypted Connections

When it comes to security, remember that any connection made between finance apps and your bank are only as safe as the application accessing it.

Make sure that the application takes security seriously and uses encrypted connections to your bank to prevent unauthorized interceptions.

A few apps such as Personal Capital add an extra layer of protection by not actually storing your financial credentials but managing access via specialized encrypted service Yodlee.

This is also used by many financial institutions and adds an extra layer of protection to your data.

  • Investment Tracking

This is essential to track loans, assets, stocks, shares and bonds etc.

One of the big gripes Mac users have with Quicken is that it doesn’t do a good job of tracking basic things like car loans or home loan amortization (although fixed interest rate tracking was introduced in Quicken 2017).

Alternatives such as Personal Capital, Banktivity and Moneydance all feature robust investment tracking as standard.

  • Mobile Apps

If you like to manage your money or check accounts on the move, make sure the software you choose has a mobile app.

Most apps that have a mobile app sync accounts with your iPhone or iPad although many are limited in functionality and don’t allow you to make many transactions. Some user their own servers to sync while others offer syncing via iCloud.

If you like to take photos of receipts and invoices to sync with your Mac later, make sure this feature is supported.

  • Quicken Import Support

If you want to import your Quicken accounts into another application, you can easily do so by exporting them into QIF format.

Unfortunately, Quicken 2019 has removed the option to export files in QIF format. It now only exports in QXF which is a proprietary Quicken format that can’t be imported into any program.

Therefore, there’s no way to import Quicken 2019 files into any personal finance app anymore but earlier versions of Quicken can.

Note that not all personal finance software supports QIF importing so if this is important to you, make sure you can migrate from Quicken easily.

Note that no Mac personal finance app will import Quicken files 100% perfectly – there will always be some manual correction necessary.

  • Multiple Currencies

For those that travel a lot or that deal with foreign transactions regularly. The Mac edition of Quicken is still lagging behind when it comes to multiple currency transaction support.

Those that imported foreign currency accounts into Quicken 2018 for example found that they were suddenly converted to dollars.

Make sure foreign currencies are supported if you do a lot of trade abroad to avoid some major headaches when importing data.

  • User Profiles

If you share the software with a partner, other members of your family or colleagues, support for creating multiple profiles is very useful.

It allows you to track spending and create budgets for each individual member whilst also preserving the privacy of each user.

Some financial software only allows one user per license and some don’t support more than one profile so bear this in mind if you’re intending to use the program with other.

We hope this article has helped you be more informed when choosing a replacement for Quicken on your Mac.

This is by no means a definitive list of programs to replace Quicken with on your Mac. There are other options (examples include LiquidLedger and moneyGuru) but we haven’t included them as most are now very dated and can’t compare to the latest version of Quicken anymore.

If you have any other questions, experiences or suggestions regarding the software featured here, let us know in the comments below.

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